Telecheck can deny check writing even when there are sufficient funds
Retailers can deny a customer’s check even when sufficient funds are available due to Telecheck’s complex fraud prevention variables.
Student Loan Consolidation and impact on credit scores
Student loan consolidation can save you money, cut down confusion of paying multiple loans and positively impact your credit scores.
How to get your Experian FICO score for $1
Under federal law, the three major credit reporting agencies – Equifax, Experian and TransUnion – are each required to provide consumers with one free copy of their credit report each year but there is an extra cost for credit scores.
The Best of Rebuild Credit Scores
Welcome to the BEST articles, tips and resources on Rebuild Credit Scores. There are over 400 posts on Rebuild Credit Scores that will help you rebuild credit, add positive credit, dispute bad credit and errors on your credit report, manage debt, help first-time home buyers, establish business credit; and, if you are unbanked or in Chexsystems, help…
5 Easy Ways to Start Saving Money in 2015
Most of us have to save for the things really want out of life. Whether it’s a college fund, house down payment, pay-off credit cards, build a nest egg or take a dream vacation, a savings plan can help you reach financial goals faster. But getting started with a savings plan can be difficult to…
Don’t let the Government Shutdown Ruin your Credit
Due to the heartless, irresponsible actions of the Republicans; who by the way will get their paychecks, some federal employees may have trouble meeting their credit obligations this month. As the government shutdown continues, Federal employees have been promised retroactive pay but that does not take care of current bills that may become past due….
Consumer Protection Bureau Cracks Down on Credit Disputes
Unfortunately, consumers know the frustration surrounding credit disputes. Even when you have proof of an error, getting that error corrected can be a hit or miss. The likelihood of an error being corrected on the first attempt is sometimes slim to none. But help may be on the way. On September 4, 2013, the Consumer…
Experian FICO Scores will be made available to Consumers, Again
In a joint press release two of the biggest names in credit reporting and scoring, Experian and FICO, announced they are coming together once again. The new partnership will give FICO more access to the wealth of consumer data held by Experian and give financial institutions across the country access to better information about the…
Debt Collectors Face New Supervision by Consumer Watchdog Agency
Beginning January 2013, the nation’s largest debt collection companies will face new oversight by the Consumer Financial Protection Bureau (CFPB). Richard Cordray, CFPB Director said “Millions of consumers are affected by debt collection, and we want to make sure they are treated fairly.” This is great news for the millions of consumers adversely affected by…
Before filing bankruptcy know what debts can be wiped out
Filing a Chapter 7 Bankruptcy may not wipe out all your debts. Certain debts, unless you can prove extreme hardship, cannot be discharged.
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