USAA serves the military along with military-affiliated consumers. Consumers who want a low-interest credit card with great rewards, no annual fees and flexibility to pay over time will enjoy this credit card.
The USAA Rewards Visa® allows you to enjoy the perks and benefits of carrying a rewards credit card with 2,500 Bonus Points after your first purchase. Cardholders will continue earning 1 point for every dollar spent on purchases without any set limit to how much can be earned.
Consumers interested in this credit card should have a credit score of at least 630 in order to qualify. But keep in mind, the higher your credit score, the lower your interest rate. Each applicant is evaluated on an individual basis and may be offered a variable rate from 9.9% up to 25.9% based on creditworthiness and other factors.
Cardholders can redeem USAA rewards points towards cash, gift cards, name brand merchandise and travel with no blackout date. Points can be redeemed anytime on usaa.com or from a mobile device – with no redemption fee.
Get free travel and retail benefits like Visa® Auto Rental Collision Damage Waiver Insurance, Worldwide Automatic Travel Accident Insurance, and Warranty Manager Service.
Consumers cannot go wrong with this credit card. USAA’s customer’s service is top-rated and USAA Savings Banks offers members access to a variety of financial products. USAA makes banking easy with free checking, auto loans, insurance, mortgage loans, equity lines of credit, investment products and much more.
Highlights of the USAA Rewards Visa®
- Enjoy variable rates as low as 9.9% APR on purchases, balance transfers and cash advances. This APR will vary with the market based on the Prime Rate.
- No annual fee and no minimum finance charge.
- Earn 2,500 Bonus Points after your first purchase and one point for every dollar in purchases with no limit to the amount you can earn.
- Redeem your USAA Rewards points towards cash, gift cards, name brand merchandise and travel with no blackout date.
- Redeem your points anytime on usaa.com or from your mobile device — with no redemption fee.
- Free Travel and Retail Benefits:1 Get benefits like Visa® Auto Rental Collision Damage Waiver Insurance, Worldwide Automatic Travel Accident Insurance, and Warranty Manager Service.